Analyst-Compliance; Testing & Support

You Lead the Way. We’ve Got Your Back. With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. Join Team Amex and let's lead the way together. How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex. American Express’s Global Financial Crimes Surveillance Unit (GFCSU) and the US Investigations Unit (USIU), within Global Financial Crimes Compliance (GFCC), in partnership provide end-to-end support and oversight of global financial crimes investigations. The Testing and Support Analyst is responsible for the end-to-end suspicious activity reporting process, which entails monitoring for, investigating, and, when appropriate, reporting suspicious activity. In conjunction with GFCC partners, the GFCSU and USIU develop and implement automated transaction monitoring rules, reports, and other processes designed to identify activity potentially indicative of criminal behavior. The GFCSU and USIU then investigates the potentially suspicious financial activity, and, when appropriate, files suspicious activity reports (SARs) with the Financial Crimes Enforcement Network (FinCEN), part of the U.S. Department of the Treasury, and/or refers matters to EMEA compliance partners (Market Compliance Officers - MCOs) for review and reporting. In addition, the GFCSU and USIU manages risk associated with politically exposed persons and persons and entities on core sanctions and risk lists through regular screening, and manages risk associated with improper payments that could be indicative of bribery, corruption, or other illicit activity by reviewing internal American Express payments and expenditures. The GFCSU and USIU performs a critical role in ensuring that American Express complies with all applicable local and international laws and regulations, including the Bank Secrecy Act, the USA PATRIOT Act, and the Foreign Corrupt Practices Act, and provides law enforcement with key information for the investigation and prosecution of money laundering and terrorist financing, credit card fraud, identity theft, and other criminal activity. Job Responsibilities • Develop and maintain adequate and up to date knowledge of the financial crime environment • Work closely with the other GFCC Partners and MCO leaders to manage change, including identifying potential improvements, building processes, and implementing solutions • Support GFCSU and USIU transaction monitoring rule optimization and testing • Support development of automated data pulls to cover GFCSU and USIU investigation needs • Support technology-centered projects that enable GFCSU and USIU to transition to new tools or systems • Assist with the creation of automation tools to improve investigator efficiency • Identify scenarios that could be impacted by new features or functionality • Perform functions related to User Acceptance Testing (UAT) of new features, functionality, or tools, including identification of test scenarios, documenting outcomes, and communicating with project working groups • Support the documentation and tracking of projects, as well as the drafting of responses to requests related to regulatory examinations, internal audit reviews, and independent compliance testing • Analyze large quantities of information, identify trends and opportunities, and articulate clear and concise solution recommendations to a variety of partners • Demonstrate a keen attention to detail in investigation, analysis, and writing • Support the investigative process by occasionally conducting time-sensitive, meticulous investigations, analyzing each instance of potential money laundering activity or suspicious financial activity across multiple jurisdictions and countries • Produce well-written reports detailing and analyzing potentially suspicious activity, and when appropriate, file SARs with FinCEN

Minimum Qualifications

Ideal candidates will have minimum of two years of experience in the Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) compliance, law enforcement, investigations, audit, the legal field, or in the broader financial industry while demonstrating the ability to meet the following qualifications: • Experience with testing processes, such as Transaction Monitoring Rule optimization, BTL/ATL testing, UAT, or GAITS testing • Proven ability to analyze large amounts of data to and identify critical information • Ability to support regulatory reviews and internal governance reviews • Ability to demonstrate strategic thinking, implement innovation and change, and champion new processes • Ability to handle sensitive information in a confidential and professional manner • Strives for excellence and willing to take on additional responsibilities to produce outstanding work • Maintains a positive attitude regardless of the circumstances • Experience with Microsoft Office, including Word, Excel, and PowerPoint • Effective communication and excellent writing skills • High level of professionalism, self-motivation, and sense of urgency • A strong candidate will also be able to manage multiple tasks simultaneously; be an enthusiastic self-starter; and deadline-driven team player Preferred • Knowledge of AMEX AML investigative policies, processes, procedures, tools, and systems • Familiarization with AMEX Data Requirements related to the GFCSU and USIU • CAMS certified or equivalent preferred Salary Range: $55,000.00 to $105,000.00 annually + bonus + benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors. We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: • Competitive base salaries • Bonus incentives • 6% Company Match on retirement savings plan • Free financial coaching and financial well-being support • Comprehensive medical, dental, vision, life insurance, and disability benefits • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) • Free and confidential counseling support through our Healthy Minds program • Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site. American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement. If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters. • Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions. Apply Job!