Portfolio Manager I – Agribusiness Credit
COMPANY PROFILE: AgTexas Farm Credit Services serves and supports approximately 2,600 member/borrowers in areas of lending, insurance sales, appraisal, and/or leasing. Eleven office locations can be found throughout the Association's 43-county trade territory, and the Association has an average volume of approximately $3.2 billion. The lending portfolio consists of cotton, livestock, dairy, feed grains, real estate, and ag-related business loans. Additionally, the Association territory provides diversity in production and mortgage loans as well as commodities financed. Without strong financial backing farmers and ranchers will not survive, and people will not have food to eat or clothes to wear. AgTexas provides reliable credit and crop insurance to our member-owners, so they can feed and clothe the world. POSITION: The Portfolio Manager I – Agribusiness Credit is located in any AgTexas office, or remote and within 150 miles of an AgTexas office location and salary that is negotiable depending upon experience. This position requires knowledge in loan structuring of agribusiness credits, loan participation/syndications and the ability to work with management and relationship managers to underwrite and service existing customers and develop analysis for potential customers in conjunction with Association staff.
- AgTexas, at its sole discretion, may offer this position with a different title based upon the qualifications of the candidate.
MINIMUM EDUCATION AND EXPERIENCE: Bachelor's degree in accounting, finance, agricultural business/economics, business administration or a related field or equivalent experience and two (2) or more years of experience in the administration and credit underwriting of agribusiness loans. The ideal candidate must have experience in the analysis of complex credit packages and agribusiness operations. An excellent working knowledge of personal computers is essential, including proficiency with Microsoft Office software and various loan analysis software programs. This position requires understanding of accounting standards (cash and accrual) and credit policies and procedures. Must be familiar with agricultural risk management practices and its functional use. Strong skills are required in financial statement analysis, forecasting, cash flow budgeting and collateral analysis. Good interpersonal skills and excellent oral and written communications skills are required. Relies on experience and judgment to plan and accomplish goals. Performs a variety of tasks. A certain degree of creativity and latitude is expected. RESPONSIBILITIES:
- Develops and organizes loan applicant information for review and analysis by loan officers and inputs pertinent loan data into credit delivery system.
- Responsible for the monitoring and servicing of existing agribusiness accounts including the monitoring of reporting requirements and covenant compliance.
- Assists in all aspects of agribusiness lending including working closely with relationship managers and management to establish loan structure, produce credit analysis packages and to review loan documentation.
- Works closely with staff to develop their understanding of the credit analysis and underwriting of agribusiness credits.
WORKING RELATIONSHIPS: Frequent interaction with customers, Agribusiness, and Association departmental staff and management. Occasional interaction with Farm Credit Bank of Texas staff and loan participants. Occasional interaction with area professionals including real estate agents, commercial bankers, title companies, appraisers and others who deal with the Association in the normal course of business. EOE/AA/M/F/D/V AgTexas FCS is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, national origin, protected veteran status, sexual orientation, gender identity or genetic information. Persons with disabilities who require an accommodation to complete the application process should call our Lubbock office at (806) 745-4575 and ask to speak to one of our HR representatives to request accommodation in the application process. Apply tot his job Apply To this Job